
Aptus Value Housing Finance India Ltd. Reports 25% Y-o-Y AUM Growth to Rs. 10,865 Crores and 23% PAT Growth to Rs. 751 Crores in FY 25
Aptus Value Housing Finance India Ltd., a leading Housing Finance Company, has announced its financial results for the year ended March 31, 2025. The company reported a 25% year-over-year growth in Assets Under Management (AUM) to Rs. 10,865 crores and a 23% growth in Profit After Tax (PAT) to Rs. 751 crores. The disbursement stood at Rs. 3,604 crores, representing a 15% year-on-year growth. The company's distribution network expanded to 300 branches with 38 new branches becoming operational in FY 25. The return on assets (ROA) and return on equity (RoOE) were reported at 7.73% and 18.76%, respectively. Aptus has developed strong internal competencies in underwriting, customer onboarding, digital collections, and analytics, enabling it to scale profitably and safely across diverse regions. The company remains committed to prioritizing soft collections and managing NPAs in the new financial year, with a conservative credit cost guidance of around 40 to 45 basis points.
Key Highlights
- AUM growth of 25% Y-o-Y to Rs. 10,865 crores
- PAT growth of 23% Y-o-Y to Rs. 751 crores
- Disbursement growth of 15% Y-o-Y to Rs. 3,604 crores
- Distribution network expansion to 300 branches
- ROA at 7.73% and RoOE at 18.76%