Arman Financial Q4FY26 PAT up 221% QoQ; AUM hits ₹2,728 Cr high

Arman Financial Services Limited reported strong financial results for Q4 and FY26. Consolidated Assets Under Management (AUM) reached an all-time high of ~₹2,728 Crore. Consolidated disbursements for FY26 grew 42% YoY to ~₹2,433 crore, with Q4FY26 seeing the highest ever quarterly disbursements of ~₹951 Crore, up 75% YoY. Profit After Tax (PAT) for Q4FY26 surged 221% sequentially to ₹41 Crore, while full-year PAT for FY26 increased 9% YoY to ₹57 Crore. The company maintained healthy asset quality with GNPA at 3.43% and NNPA at 0.93%, alongside a strong capital adequacy ratio of 27.86%. Collection efficiency stood at 96.9% in March 2026. Strategic changes like separating credit and recovery functions and strengthening risk protection contributed to improved portfolio performance.