Quarterly Result30 May 2025, 02:57 pm
Arman Financial Services Reports Q4FY25 and FY25 Results: AUM Declines by 15%, Pre-Provisioning Operating Profit Grows by 41.5% Y-o-Y
AI Summary
Arman Financial Services Limited, a Gujarat-based NBFC, has reported its audited financial results for the quarter and year ended March 31, 2025. The company's consolidated assets under management (AUM) stood at INR 2,245 Crore, representing a 15% year-over-year (Y-o-Y) decline. Consolidated disbursements for FY25 were INR 1,713 Crore, down 25% Y-o-Y due to industry challenges in the microfinance sector. The company's pre-provisioning operating profit (PPoP) for FY25 registered a 41.5% Y-o-Y growth to INR 333.2 Crore, while profit after tax decreased by 74.8% Y-o-Y to INR 52.1 Crore. The company has a strong capital base with a capital adequacy ratio of 37.34% as of March 31, 2025.
Key Highlights
- Arman Financial Services reported a 15% Y-o-Y decline in consolidated AUM to INR 2,245 Crore.
- Consolidated disbursements for FY25 stood at INR 1,713 Crore, down 25% Y-o-Y.
- PPoP for FY25 registered a 41.5% Y-o-Y growth to INR 333.2 Crore.
- Profit after tax decreased by 74.8% Y-o-Y to INR 52.1 Crore.
- The company has a strong capital base with a capital adequacy ratio of 37.34% as of March 31, 2025.