Quarterly Result27 Apr 2026, 04:41 pm
AU SFB Q4 FY26 PAT up 65% YoY to ₹832 Cr; FY26 PAT up 25%
AI Summary
AU Small Finance Bank announced strong Q4 FY26 and full-year FY26 financial results. For Q4 FY26, Profit After Tax (PAT) surged by 65% year-on-year to ₹832 crore, with Net Interest Margin (NIM) expanding by 24bps QoQ to 5.96%. Deposits grew 23% YoY and loans increased 21% YoY. Asset quality improved, with GNPA ratio at 2.03% and NNPA ratio at 0.74% as of March 31, 2026. For the full financial year FY26, PAT grew 25% to ₹2,641 crore. The bank also declared a dividend of ₹1 per share for FY26 and launched its first AI-native Loan Origination System for Gold loans.
Key Highlights
- Q4 FY26 PAT surged 65% YoY to ₹832 Cr.
- FY26 PAT grew 25% to ₹2,641 Cr.
- Deposits rose 23% YoY, loans increased 21% YoY.
- Asset quality improved: GNPA at 2.03%, NNPA at 0.74%.
- Declared a dividend of ₹1 per share for FY26.