
Quarterly Result19 Jul 2025, 04:55 pm
AU Small Finance Bank Announces Q1’FY26 Financial Results: Profit Grows by 16% YoY to X581 Crore
AI Summary
AU Small Finance Bank has announced its Q1’FY26 financial results. The bank’s profit has grown by 16% YoY to X581 Crore, supported by a 18% YoY growth in Net Total Income. The bank’s RoA and RoE stand at 1.5% and 13.3% respectively. Deposits have grown by 31% and loans have grown by 18% YoY. The bank has also reduced its peak deposit rates and cost of funds.
Key Highlights
- Profit grows by 16% YoY to X581 Crore
- Net Total Income grows by 18% YoY to 2,855 Crore
- Deposits grow by 31% and Loans grow by 18% YoY
- Cost of Funds (CoF) declines by 6 bps to 7.08%
- Peak deposit rates reduced by 50 bps and 90 bps on savings and term deposits respectively