AU Small Finance Bank Announces Q2’FY26/H1’FY26 Financial Results: Deposits Grow 21% YoY, Loans Excl. Unsecured Grow 22% YoY, Profit Grows 6% YoY to 31,142 Cr

AU Small Finance Bank has announced its Q2’FY26 and H1’FY26 financial results. Key highlights include a 21% YoY growth in deposits, a 22% YoY growth in loans excluding unsecured businesses, and a 6% YoY growth in profit to 31,142 Cr. The bank’s Net Interest Margin (NIM) increased by 5bps QoQ to 5.5% in Q2’FY26, and Cost of Funds (CoF) declined by 25 bps QoQ to 6.83% in Q2’FY26. The bank’s gross loan portfolio grew by 22% YoY, and it now serves over 120 lac customers through 2,626 touchpoints across 21 states and 4 UTs. The bank’s Return on Asset (ROA) and Return on Equity (ROE) for Q2’FY26 stood at 1.4% and 12.4% respectively.