AU Small Finance Bank Announces Q3’FY26/9M’ FY26 Financial Results: PAT up 26% YoY at ₹668 Cr, RoA at 1.6% and RoE at 14.3%

AU Small Finance Bank has announced its Q3’FY26 and 9M’ FY26 financial results. The bank reported a profit after tax (PAT) of ₹668 Cr, representing a 26% year-over-year (YoY) increase. The return on assets (RoA) stood at 1.6%, and the return on equity (RoE) was 14.3%. The bank’s net interest margin (NIM) increased by 25bps sequentially to 5.7%, and the cost of funds (CoF) declined by 22bps QoQ to 6.61%. Deposits grew 23.3% YoY to ₹1,38,415 Cr, and the gross loan portfolio stood at ₹21,29,898 Cr, registering a YoY growth of 19.3%. The bank’s asset quality improved sequentially, with GNPA declining to 2.30% and Net NPA stable at 0.88%.