Aye Finance Delivers Strong FY26 Performance with 27% AUM Growth and Improved Asset Quality

Aye Finance Ltd., a leading NBFC focused on lending to micro-enterprises, announced its provisional business performance for the quarter and year ended March 31, 2026. The Company reported strong growth, better asset quality, and stable operations during the year. The Company’s Assets Under Management (AUM) grew by 27% YoY to ₹7,044 crore in FY26, compared to ₹5,534 crore in FY25. Disbursements increased by 20% YoY to ₹5,169 crore, showing continued demand from small businesses. In Q4 FY26, disbursements rose by 26% compared to the previous quarter to ₹1,655 crore. Aye Finance also saw steady improvement in asset quality. PAR X reduced by 115 basis points between October 2025 and March 2026, while GNPA came down to 4.77% in Q4 FY26. The 1-90 DPD ratio improved to 1.87% as of March 2026, showing better repayment by customers and improving business conditions. Collection efficiency remained strong during the year and reached its highest level in March 2026. Non-overdue (Non-OD) collection efficiency stood at 99.5%, while Bucket 1 (under 30 days overdue) improved to 62.5%, supported by steady month-on-month improvement.