Bandhan Bank Ltd Approves Sale of Identified NPA & Written-off Portfolios Worth Rs. 6,931.31 Crore
Bandhan Bank Ltd announced the outcome of its Board Meeting held on October 30, 2025, where the sale of identified Non-Performing Assets (NPA) and Written-off Portfolios of the Bank was considered and approved. The NPA portfolio, which includes Loan Portfolios belonging to Emerging Entrepreneurs Business (EEB) including Group Loans and Small Business & Agri Loans, and Aspiring Business Group (ABG) of the Bank, has a principal outstanding amounting to Rs. 3,212.17 Crore as on September 30, 2025. The Bank will follow the Swiss Challenge method for sale of this NPA Portfolio. Additionally, the Bank will auction its Written-off Loan Portfolio, having a principal outstanding amount of Rs. 3,719.14 Crore as on September 30, 2025. The Board Meeting commenced at 10:00 A.M. and concluded at 07:45 P.M.
Key Highlights
- Bandhan Bank Ltd approves the sale of identified NPA and Written-off Portfolios through bidding process with Asset Reconstruction Companies (ARC)/ Permitted Transferees.
- The NPA portfolio, with a principal outstanding of Rs. 3,212.17 Crore, will be sold through the Swiss Challenge method.
- The Written-off Loan Portfolio, with a principal outstanding of Rs. 3,719.14 Crore, will be sold through the auction route.
- The NPA portfolio includes Loan Portfolios belonging to Emerging Entrepreneurs Business (EEB) including Group Loans and Small Business & Agri Loans, and Aspiring Business Group (ABG) of the Bank.
- The total outstanding amount of the NPA and Written-off Portfolios is Rs. 6,931.31 Crore.