Bank of Baroda Reports Q3 FY2026 Results: 14.7% Advances Growth, 4.5% Net Profit Increase, and Improved Asset Quality

Bank of Baroda has announced its Q3 FY2026 financial results, revealing a 14.7% year-over-year growth in advances, a 4.5% increase in net profit compared to the same period last year, and improved asset quality. The bank's global advances have grown by 14.7%, with domestic advances growing by 13.6% and international by 19.3%. Organic retail book, agriculture, and MSME segments have shown strong growth as well. The bank's total deposits have grown by 10.3%, with international deposits growing by 5.7% and domestic deposits by 11.1%. The domestic credit deposit ratio stands at 83.89%, and CASA ratio stands at 38.45%. The bank's yield on advances stands at 7.56% for the quarter and 7.81% for the 9-month period. Gross NPA ratio has improved to 2.04%, and net NPA ratio is below 1% at 0.57%. Provision coverage ratio including TWO is comfortable at 92.73%. The bank has a strong capital position with CET-1 at 12.45%, Tier-1 at 13.10%, and overall CRAR at 15.29%. LCR remains healthy at approximately 116% as of December’25.