Bank of Baroda Reports Q4 FY2024-25 Financial Results: PAT at 5000 Crores, NIM at 3.02, Asset Quality Improves

Bank of Baroda has reported its Q4 and FY2024-25 financial results. The bank posted an operating profit of 8132 and a PAT of 5000 crores for the quarter. The return on asset is 1.16 and return on equity is 18 percent. The net interest margin is 3.02. The asset quality has improved with gross NPA and net NPA trending down to 2.26 and 0.58 respectively. The bank enjoys a strong capital position with CRAR at 17.19 percent and tier 1 at 14.79 percent. The domestic deposit growth is 9.3 percent and the global at 10.3 percent. The domestic advance growth is at 13.7 percent and the global is at 12.8 percent. The bank has proposed a declaration of dividend.