Bank of India Reports 13.63% YoY Advances Growth in Q3FY26, Net Profit Grows 7% YoY

Bank of India has reported an increase in its Global Advances by 13.63% YoY and Domestic Advances by 15.16% YoY in the third quarter ended 31st December 2025. The bank's Global Business has crossed the 16 Lakh crores milestone. Overseas Advances grew by 5.70% YoY, Retail Advances by 20.64% YoY, Agriculture Advances by 16.69% YoY, MSME Advances by 15.77% YoY, and Corporate Advances by 11.32% YoY. The bank's Deposits grew by 11.64% YoY with Domestic Deposits growing by 12.80% YoY. The bank's Operating Profit for 9M-FY26 increased by 4% YoY and stood at ₹ 12,023 crores while Operating Profit for Q3FY26 increased by 13% YoY and stood at ₹ 4,193 crores. Net Profit for 9M-FY26 increased by 14% YoY at ₹ 7,511 crores. Net Profit for Q3FY26 grew by 7% YoY to ₹ 2,705 crores. The bank's ROA and ROE for 9M-FY26 stood at 0.90% and 14.49% respectively. ROA and ROE for Q3-FY26 increased to 0.96% and 15.34% respectively. The bank's Gross NPA ratio at 2.26% improved by 143 bps YoY. The bank added 7 Lakh+ customers during Q3-FY26, taking total UPI customers to 242 Lakh+. The bank's share of Alternate Channels in total transactions increased to ~96% in Q3-FY26.