Bank of India Reports 46% YoY Growth in Net Profit for FY25, Advances Cross ₹ 6 Lakh Crores

Bank of India has reported a 46% YoY growth in net profit for the financial year ended 31st March 2025, standing at ₹ 29,219 crores. The bank's global advances grew by 13.74% YoY, crossing ₹ 6 Lakh crores, with domestic advances growing by 14.45% YoY. Overseas advances, retail advances, MSME advances, agriculture advances, and corporate advances all saw significant growth. Deposits grew by 10.65% YoY with domestic deposits growing by 11.21% YoY. The bank's CASA deposit grew by 3.86% YoY and the CASA ratio stands at 40.28%. The bank's ROA and ROE for FY25 stand at 0.90% and 15.27% respectively. Net Interest Income (NII) for FY25 increased by 6% YoY. Gross NPA ratio at 3.27% improved by 171 bps YoY. Slippage Ratio for FY25 improved by 22 bps YoY and stands at 1.36%. Capital Adequacy Ratio (CAR) as at the end of FY25 stands at 17.77%.