Monthly Update26 May 2025, 01:06 pm
Capital India Finance Limited Surpasses 1000 Crore AUM Milestone in FY 2024-25
AI Summary
Capital India Finance Limited (CIFL), a Middle Layer Non-Banking Financial Company (NBFC), has achieved a milestone of 1000 Crore in Assets Under Management (AUM) in the Financial Year 2024-25. The AUM stands at 1,004.52 crore, marking a 7% year-on-year growth. This milestone underscores CIFL’s prudent lending strategy, sharp focus on asset quality, and a steadfast commitment to empowering India's underserved MSME sector. CIFL reports a net NPA of 0.98%, a Capital Adequacy Ratio of 36.08%, and a Debt-to-Equity Ratio of 1.06x as of March 31, 2025.
Key Highlights
- AUM surpassed 1000 Crore in FY 2024-25, marking a 7% YoY growth
- 84% of AUM are secured and 16% are unsecured
- Net NPA stands at 0.98%, reflecting robust risk assessment protocols
- Capital Adequacy Ratio is 36.08% and Debt-to-Equity Ratio is 1.06x
- CIFL aims to expand its NBFC branch network to 100 branches over the next two years