Quarterly Result29 Apr 2026, 03:08 pm
Capital SFB FY26 Deposits Cross ₹10,000 Cr, Advances ₹8,687 Cr; PAT ₹141 Cr
AI Summary
Capital Small Finance Bank Ltd announced its audited financial results for Q4 FY26 and the full year ended March 31, 2026. The bank achieved significant growth, with total deposits crossing the ₹10,000 crore milestone, up 20.4% year-on-year to ₹10,018 crore. Gross advances grew 20.9% year-on-year to ₹8,687 crore. For FY26, Profit After Tax (PAT) reached ₹141 crore, while Q4 FY26 PAT was ₹40 crore, a 17.0% increase year-on-year. The bank also improved its asset quality, with Gross Non-Performing Assets (GNPA) at 2.54% and Net Non-Performing Assets (NNPA) at 1.24%. Capital Adequacy stood strong at 22.31%. The Managing Director & CEO highlighted robust performance in the MSME segment and a resilient balance sheet entering FY27.
Key Highlights
- Total Deposits crossed ₹10,000 crore, growing 20.4% YoY to ₹10,018 crore.
- Gross Advances increased 20.9% YoY to ₹8,687 crore, with strong Q4 disbursements.
- FY26 PAT was ₹141 crore; Q4 PAT rose 17.0% YoY to ₹40 crore.
- Asset quality improved with GNPA at 2.54% and NNPA at 1.24%.
- Capital Adequacy Ratio (CRAR) stood at a healthy 22.31% for FY26.