Quarterly Updates5 Jan 2026, 10:16 am
Capital Small Finance Bank Ltd Reports 19.8% Y-o-Y Growth in Gross Advances for Q4 2025
AI Summary
Capital Small Finance Bank Ltd reported a year-on-year (Y-o-Y) growth of 19.8% in gross advances for the quarter ended December 31, 2025. The total deposits of the Bank aggregated to 29,931 crores, registering a Y-o-Y growth of 18.5%. The loan book remains well-diversified, with 98.7% being secured. Asset quality remained stable, with Gross NPAs at 2.7% as of December 31, 2025. The total deposits of the Bank aggregated to 29,931 crores registering a Y-o-Y growth of 18.5% and Q-o-Q growth of 6.6%. The average CD ratio of the Bank for the quarter ended December 31, 2025 stood at 80.4%.
Key Highlights
- 19.8% Y-o-Y growth in gross advances
- 18.5% Y-o-Y growth in total deposits
- 98.7% of loan book secured
- Stable asset quality with Gross NPAs at 2.7%
- 80.4% average CD ratio for Q4 2025