Quarterly Result29 Oct 2025, 06:19 pm
Capital Small Finance Bank Q2 FY26 Results: Gross Advances Rise 17.7% Y-o-Y, Deposits Up 19.8% Y-o-Y
AI Summary
Capital Small Finance Bank announced its unaudited financial results for the quarter and half year ended September 30, 2025. The bank reported a 17.7% Y-o-Y increase in gross advances, 19.8% Y-o-Y rise in deposits, and a 4.6% Y-o-Y increase in Profit After Tax. The bank's Net Interest Margin stood at 4.0%, and the Capital Adequacy Ratio was robust at 24.2%. The bank also reported stable asset quality and strong recoveries.
Key Highlights
- Gross Advances rise 17.7% Y-o-Y, 6.3% Q-o-Q and 10.1% YTD to ₹7,907 crore
- Deposits up 19.8% Y-o-Y, 2.3% Q-o-Q and 12.0% YTD to ₹9,317 crore
- Profit After Tax increases 4.6% Y-o-Y to ₹35 crore
- Capital Adequacy Ratio robust at 24.2%
- Asset quality remained stable with gross NPA at 2.70% and net NPA at 1.38%