
Quarterly Result29 Jan 2026, 02:18 pm
Capital Small Finance Bank Q3 FY26 Results: Advances Up 19.8%, Deposits Up 18.5% YoY
AI Summary
Capital Small Finance Bank Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025 (Q3FY26 and 9MFY26), delivering steady growth across advances and deposits, sustained profitability, and stable asset quality. The performance reflects the Bank’s relationship-led retail banking model and continued focus on secured lending to the middle-income segment.
Key Highlights
- Advances up 19.8% and Deposits up 18.5% YoY
- CASA improves to 35.9% from 33.9% a quarter back
- Disbursement for the quarter rose 24.7% YoY to X919 crore
- PPOP growth of 20%* YoY and PAT growth of 12.6%* YoY
- ROA at 1.3%*/1.2% *excluding one time charge in Q3/9M FY26 of Rs. 5.13 cr. related to past employee services, consequent to New Labour Code implementation