Capital Small Finance Bank Reports 16.4% Y-O-Y Rise in Gross Advances and 15% Y-O-Y Increase in Disbursements in Q1 FY26

Capital Small Finance Bank Ltd announced its unaudited financial results for the quarter ended June 30, 2025 (Q1FY26), reporting continued growth across key business parameters. Total deposits increased to 9,110 crores, registering a Y-o-Y growth of 17.1% and a Q-o-Q growth of 9.5%. The gross advances of the Bank stood at 27,437 crores, reflecting Y-o-Y growth of 16.4% and Q-o-Q growth of 3.5%. The disbursements rose to 2865 crores, up from 2754 crores in Q1FY25, Y-o-Y growth of 15%. The loan book remains well-diversified, with 99.8% being secured with Zero direct MFI exposure. The Bank has maintained net interest margin (NIM) of 4.1%. The operating profit (PPOP) has grown by 24%, supported by increase in non-interest income by 38% and reduction in cost-to-income ratio to 60.5%. The profit after tax rose to %32 crores, registering growth of 7% Y-o-Y. The asset quality remained stable, with gross NPAs at 2.7% as of June 30, 2025.