Central Bank of India FY26 Net Profit up 15.43% to 4369 Cr

Central Bank of India reported its financial results for the quarter and year ended March 31, 2026. For the full financial year, Net Profit increased by 15.43% to 4369 crore, and Operating Profit grew by 4.37% to 8479 crore. Total Business expanded by 15.60% to 812439 crore, with Gross Advances up 18.76% and Total Deposits up 13.38%. Asset quality improved significantly, with Gross NPA at 2.67% (down 51 bps) and Net NPA at 0.49% (down 6 bps). The Provision Coverage Ratio stood at 95.97%. CRAR improved to 17.91%. For Q4 FY26, Net Profit decreased to 724 crore from 1034 crore YoY, primarily due to a one-time 632 crore impact from Deferred Tax Asset recognition at a revised rate. Despite this, Q4 Operating Profit grew by 4.64% and Net Interest Income by 17.74%. The bank proposed an interim dividend of 6% ( 0.60 per equity share) for Q4 FY26, in addition to previous quarterly dividends.