City Union Bank Q4 PAT up 25% to ₹360 Cr; FY26 PAT up 18%

City Union Bank Ltd announced strong financial performance for the fourth quarter and full fiscal year ended March 31, 2026. For Q4 FY26, Net Profit After Tax (PAT) increased by 25% to ₹360 Cr, marking the highest PAT achieved in a single quarter. Net Interest Income (NII) for Q4 FY26 grew 31% to ₹786 Cr, and Operating Profit rose 31% to ₹580 Cr. For the full year FY26, PAT grew 18% to ₹1,326 Cr, while NII increased 22% to ₹2,830 Cr and Operating Profit was up 20% to ₹2,014 Cr. The bank's total deposits grew 23% to ₹78,308 Cr and total advances increased 26% to ₹66,699 Cr. Asset quality improved significantly, with Gross NPA reducing to 1.91% from 3.09% and Net NPA to 0.68% from 1.25% in FY26. Net Interest Margin (NIM) for FY26 stood at 3.74% and Return on Assets (RoA) at 1.56%.