Quarterly Result28 Oct 2025, 06:22 pm
CreditAccess Grameen Q2 FY26 Results: Robust Profitability, Gradual Asset Quality Stabilization
AI Summary
CreditAccess Grameen Limited, the country's largest Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI), announced its unaudited and limited reviewed financial performance for the second quarter and first half of the financial year 2025-26. The highlights include a 3.1% YoY increase in e AUM, a 32.9% YoY increase in disbursements, a healthy new borrower addition of 2.20 lakh, and a collection efficiency of 94.9% in Sep-25. The financial highlights include an improved total income, pre-provision operating profit, and a 109.0% sequential increase in Profit After Tax (PAT).
Key Highlights
- Q2 FY26 e AUM increased 3.1% YoY from 25,133 crore to INR 25,904 crore
- Disbursements increased by 32.9% YoY from INR 4,004 crore to INR 5,322 crore
- Healthy new borrower addition of 2.20 lakh with 39% being New-to-Credit (NTC)
- PAR 0+ decreased from 5.9% in Q1 FY26 to 4.7% in Q2 FY26
- Retail Finance portfolio crosses INR 2,500 crore mark