StockWatch
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Microfinance Institutions
Quarterly Result22 Oct 2026, 06:00 pm

CreditAccess Grameen Q2 FY27 PAT ₹502 Cr, Up 299% YoY

AI Summary

CreditAccess Grameen Limited announced its unaudited financial results for Q2 FY27, reporting a highest-ever quarterly Profit After Tax (PAT) of INR 501.6 crore, a significant increase of 298.7% year-on-year. Assets Under Management (AUM) grew by 19.5% YoY to INR 30,946 crore, and disbursements rose by 19.4% YoY to INR 6,355 crore. The company revised its FY27 guidance upwards for Return on Assets (ROA) to 5.2-5.8% and Return on Equity (ROE) to 21-24%. The company also reduced its loan pricing by 50 basis points. The Retail Finance portfolio now constitutes 23.3% of the AUM, indicating diversification.

Key Highlights

  • Highest quarterly PAT of INR 502 Cr, up 298.7% YoY.
  • AUM grew 19.5% YoY to INR 30,946 crore.
  • ROA and ROE guidance revised upwards for FY27.
  • Loan pricing reduced by 50 bps.
  • Retail Finance portfolio share increased to 23.3%.