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Microfinance Institutions
Quarterly Result20 Jan 2026, 06:32 pm

CreditAccess Grameen Q3 FY26 Results: PAT Grew 153.3% YoY & 100.4% QoQ to INR 252 Crore

AI Summary

CreditAccess Grameen Limited, the country's largest Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI), announced its unaudited and limited reviewed financial performance for the third quarter and nine months of the financial year 2025-26. The company's total income increased by 7.9% YoY to INR 1,491.3 crore, and Profit After Tax (PAT) grew 153.3% YoY from INR -99.5 crore to INR 252.1crore. The company's PAR 0+ decreased from 4.7% in Q2 FY26 to 4.4% in Q3 FY26, and the collection efficiency stood at 95.5% in Dec-25. The company's retail finance portfolio share increased to 14.1% in Dec-25 from 11.1% in Sep-25.

Key Highlights

  • Q3 FY26 PAT Grew 153.3% YoY & 100.4% QoQ to INR 252 Crore
  • Total income increased by 7.9% YoY to INR 1,491.3 crore
  • PAR 0+ decreased from 4.7% in Q2 FY26 to 4.4% in Q3 FY26
  • Collection Efficiency stood at 95.5% in Dec-25
  • Retail Finance portfolio share increased to 14.1% in Dec-25 from 11.1% in Sep-25
CREDITACC
Microfinance Institutions
CreditAccess Grameen Ltd

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