CreditAccess Grameen Reports FY25 Profit After Tax of INR 531 Crore, ROA of 1.9% & ROE of 7.7%

CreditAccess Grameen Limited, the country’s largest Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI), has announced its audited financial performance for the fourth quarter and financial year ending 31 March 2025. The company reported a profit after tax of INR 531.4 crore, resulting in ROA of 1.9% and ROE of 7.7%. The total income increased by 11.3% YoY to INR 5,756.1 crore. The company's retail finance portfolio grew by 117.8% YoY to INR 1,542.6 crore. However, the e AUM declined by 2.9% YoY to INR 25,948 crore and the borrower base declined by 4.6% YoY to 46.94 lakh. The company's collection efficiency improved to 92.4% in Mar-25 (excluding arrears) and 93.0% in Mar-25 (including arrears).