CSB Bank Q1 FY27 PAT Up 27% YoY to ₹150 Cr

CSB Bank Ltd announced its unaudited financial results for the quarter ended June 30, 2026. The bank reported a Profit After Tax (PAT) of ₹150 crore, a 27% year-on-year increase from ₹119 crore in Q1 FY26. Total Deposits grew by 26% YoY to ₹45,415 crore, and Net Advances increased by 24% YoY to ₹40,309 crore. Net Interest Income (NII) saw a 26% YoY rise to ₹479 crore. The bank maintained an accelerated provisioning policy. Key ratios like NIM and RoA showed improvement compared to the previous year. The Capital Adequacy Ratio stood at 19.96%. Gross NPAs were reported at 1.75% and Net NPAs at 0.39%. The MD & CEO highlighted robust growth, healthy operating performance, and a comfortable liquidity position, with a focus on enhancing productivity and technology transformation.