Quarterly Result23 Oct 2026, 02:09 pm
CSB Bank Q2 FY27 Profit Up 22% QoQ to ₹183 Crore
AI Summary
CSB Bank reported its unaudited financial results for the quarter and half-year ended September 30, 2026. Total Deposits grew by 18% YoY to ₹46,889 crore, and Net Advances increased by 22% YoY to ₹41,852 crore. Net Interest Income (NII) saw a 20% YoY growth to ₹510 crore. Profit after Tax (PAT) for Q2 FY27 rose by 22% QoQ to ₹183 crore from ₹150 crore in Q1 FY27, and by 14% YoY from ₹160 crore in Q2 FY26. The bank maintained a robust Capital Adequacy Ratio of 19.55%. Asset quality improved with Gross NPAs at 1.58% and Net NPAs at 0.33%. The MD & CEO highlighted strong topline performance and a comfortable liquidity position, aiming to accelerate growth towards becoming a mid-sized bank.
Key Highlights
- Deposits grew 18% YoY to ₹46,889 crore; Advances up 22% YoY to ₹41,852 crore.
- Net Interest Income (NII) increased 20% YoY to ₹510 crore.
- Profit After Tax (PAT) grew 22% QoQ to ₹183 crore.
- Gross NPAs at 1.58%, Net NPAs at 0.33%, showing improved asset quality.
- Capital Adequacy Ratio stood at a healthy 19.55%.
Price Impact
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