CSB Bank Reports 16% YoY Increase in Profit After Tax for Q2 FY26

CSB Bank has reported a 16% year-over-year increase in profit after tax (PAT) for the quarter ended September 30, 2025. The bank's total deposits grew by 25% YoY, reaching INR 39,651 crore. Advances (net) also saw a significant increase of 29% YoY, amounting to INR 34,262 crore. Net interest income (NII) rose by 15% YoY, while non-interest income surged by 75% YoY. The cost income ratio stood at 64% for Q2 FY26, which is lower than both Q2 FY25 and Q1 FY26. The bank's capital adequacy ratio is at 20.99%, well above the regulatory requirement. Gross non-performing assets were at 1.81% as on 30.09.2025, and net non-performing assets stood at 0.52% as on the same date.