
Quarterly Result13 Aug 2025, 02:41 pm
CSB Bank Reports 20% YoY Rise in Total Deposits and 31% YoY Growth in Advances for Q1 FY26
AI Summary
CSB Bank has reported a 20% year-over-year (YoY) increase in total deposits, from INR 29,920 crore in Q1 FY25 to INR 35,935 crore in Q1 FY26. The bank's net advances grew by 31% YoY, from INR 24,844 crore in Q1 FY25 to INR 32,552 crore in Q1 FY26. The net interest income (NII) increased by 5% YoY, from INR 362 crore in Q1 FY25 to INR 379 crore in Q1 FY26. The cost-to-income ratio stands at 65% in Q1 FY26, down from 68% in Q1 FY25. The bank's profit after tax (PAT) increased by 5% YoY, from INR 113 crore in Q1 FY25 to INR 119 crore in Q1 FY26. The gross non-performing assets (GNPA) ratio is at 1.84%, and the net non-performing assets (NNPA) ratio stands at 0.66% as of 30th June 2025.
Key Highlights
- Total Deposits grew by 20% YoY to INR 35,935 crore
- Advance (Net) grew by 31% YoY to INR 32,552 crore
- Net Interest Income (NII) up by 5% YoY to INR 379 crore
- Cost Income Ratio reduced from 68% for Q1 FY25 to 65% for Q1 FY26
- Profit after Tax (PAT) up by 5% YoY to INR 119 crore