Quarterly Result28 Jan 2026, 02:58 pm
CSB Bank Reports 21% YoY Growth in Total Deposits in Q3 FY26
AI Summary
CSB Bank Ltd, one of the oldest private sector banks in India, reported a 21% year-over-year (YoY) growth in total deposits for the quarter ended December 31, 2025. The bank's total deposits grew from INR 33,407 crore as on 31.12.2024 to INR 40,460 crore as on 31.12.2025. The bank's net interest income (NII) also increased by 21% YoY to INR 453 crore for Q3 FY26. The bank's asset quality is within the guided range, but the elevated level of asset quality parameters will be a key monitorable going forward.
Key Highlights
- Total Deposits grew by 21% YoY from INR 33,407 crore as on 31.12.2024 to INR 40,460 crore as on 31.12.2025.
- Net Interest Income (NII) up by 21% YoY from INR 375 crore for Q3 FY25 to INR 453 crore for Q3 FY26.
- Cost Income Ratio improved to 60% for Q3 FY26 compared to 63% for Q3 FY25.
- Operating Profit up by 32% YoY from INR 221 crore for Q3 FY25 to INR 292 crore for Q3 FY26.
- Profit after Tax (PAT) stood at INR 153 crore for Q3 FY26 as against INR 152 crore for Q3 FY25.