DCB Bank Q2 FY27 PAT ₹236 Cr, Up 29% YoY
DCB Bank announced its unaudited financial results for the second quarter and half-year ended September 30, 2026 (Q2 FY 2027). The Bank reported a Profit After Tax (PAT) of INR 236 Cr for Q2 FY 2027, marking a significant 29% year-on-year growth from INR 184 Cr in Q2 FY 2026. Advances grew by 21% and deposits by 19% year-on-year. Key performance indicators showed improvement, with Gross NPA at 2.29% and Net NPA at 0.73%. The Provision Coverage Ratio (PCR) stood at 81.38%. The Capital Adequacy Ratio remained strong at 16.63% as per Basel III norms. The MD & CEO highlighted robust growth, multi-year lows in NPAs, and multi-year highs in PCR, contributing to the highest ever quarterly PAT for the fifth consecutive quarter.
Key Highlights
- PAT for Q2 FY27 reached INR 236 Cr, a 29% increase YoY.
- Advances and Deposits grew by 21% and 19% respectively.
- Gross NPA at 2.29% and Net NPA at 0.73% as of Sep 30, 2026.
- Provision Coverage Ratio (PCR) improved to 81.38%.
- Capital Adequacy Ratio strong at 16.63%.
Price Impact
More from DCBBANK