Quarterly Result28 Jul 2026, 03:20 pm
Equitas SFB Q1FY27 PAT ₹184 Cr vs. ₹224 Cr loss in Q1FY26
AI Summary
Equitas Small Finance Bank Limited announced its unaudited financial results for the quarter ended June 30, 2026. The bank reported a strong profitability with a Net Profit (PAT) of ₹184 Crore in Q1FY27, a significant turnaround from a loss of ₹224 Crore in Q1FY26. Gross Advances grew by 27% YoY and 3% QoQ, with overall disbursements reaching ₹6,784 Crore, a 93% YoY growth. Deposits increased by 10% YoY and 5% QoQ, maintaining a CASA ratio of 25%. Asset quality improved with GNPA reducing by 13 bps QoQ to 2.36%, while NNPA saw a slight increase of 2 bps QoQ to 0.70%. Credit cost declined significantly to 1.37% from 6.48% in Q1FY26.
Key Highlights
- Q1FY27 PAT at ₹184 Cr, reversing ₹224 Cr loss in Q1FY26.
- Gross advances grew 27% YoY; disbursements up 93% YoY.
- Deposits increased 10% YoY; CASA ratio at 25%.
- GNPA reduced to 2.36%; NNPA slightly up to 0.70%.
- Credit cost significantly declined to 1.37% from 6.48% YoY.
Price Impact
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