Quarterly Result30 Apr 2026, 04:29 pm
Equitas SFB Q4FY26 PAT up 406% YoY to 213 Cr; Advances up 22%
AI Summary
Equitas Small Finance Bank announced its audited financial results for the quarter and financial year ended March 31, 2026. The bank reported its highest quarterly PAT of 213 Cr in Q4FY26, marking a significant 406% year-on-year growth. For the full financial year 2026, PAT stood at 103 Cr. Gross Advances grew by 22% YoY and 7% QoQ, with record quarterly disbursements of 7,347 Cr, up 72% YoY. Deposits increased by 8% YoY, and the CASA ratio was 26%. Asset quality improved, with GNPA reducing to 2.49% and NNPA to 0.68% in Q4FY26. NIM for the quarter improved to 7.29%, and the Cost to Income ratio decreased to 67.52%.
Key Highlights
- Q4FY26 PAT reached a record 213 Cr, a 406% YoY increase.
- Gross Advances grew 22% YoY; disbursements hit a record 7,347 Cr.
- Asset quality improved with GNPA at 2.49% and NNPA at 0.68%.
- NIM significantly improved to 7.29%, driven by reduced cost of funds.
- Full year FY26 PAT stood at 103 Cr.