Equitas Small Finance Bank Reports QoQ Deposits Growth of 5.81% and 19.31% YoY for Q4FY25

Equitas Small Finance Bank Limited has released its business update for the quarter/year ended March 31, 2025. The bank's total deposits have increased by 5.81% compared to the previous quarter and 19.31% compared to the same period last year, reaching INR 43,107 Crore. The CASA (Current Account and Savings Account) stands at 29% with a growth of 6.36% QoQ and 7.43% YoY. The cost of funds has slightly increased to 7.54%. Total gross advances stand at INR 37,986 Crore with a growth of 1.72% QoQ and 10.63% YoY. The bank's asset quality trends show a slippage percentage of 14.83% for Q4FY25. The management commentary highlights the improvement in collection efficiencies (CE) for micro finance and secured advances with normal levels of slippages and credit cost.