ESAF Small Finance Bank's Deposits Grow by 7.10% YoY, Advances Increase by 13.06% YoY as of December 31, 2025

ESAF Small Finance Bank Ltd. reported a 7.10% year-over-year (YoY) increase in total deposits, reaching 24,006 Crore as of December 31, 2025. Current Account and Savings Account (CASA) deposits witnessed a 7.83% YoY growth, amounting to 6,030 Crore. The CASA ratio improved to 25.12% as on December 31, 2025. Gross advances increased by 13.06% YoY to 20,680 Crore as of December 31, 2025, with secured advances growing by 57.95% to 13,097 Crore. The Bank undertook technical write off /sale of NPAs during the period January 01, 2025 to December 31, 2025, amounting to 1,364 Crore. The Bank’s customer base stood at 99.85 Lakhs as on December 31, 2025, with 5.71 lakh new customers added during the year. As of December 31, 2025, the Bank’s distribution network comprised 788 branches, 720 ATMs, and 1045 Customer Service Centres spanning across 24 states and 2 union territories.