ESAF Small Finance Bank's Deposits Surge by 8.67% YoY, Secured Advances Grow by 66.59% in Q1 2025

ESAF Small Finance Bank Ltd. reported a 8.67% Year-over-Year (YoY) increase in total deposits, reaching 22,698 Crore as of June 30, 2025. The bank's CASA deposits saw a 14.23% YoY growth, amounting to 5,628 Crore. The CASA ratio stood at 24.80%. On the advances front, gross advances decreased by 2.98% YoY to 18,224 Crore. However, secured advances grew significantly by 66.59% to 10,702 Crore, constituting 58.72% of the gross advances. The bank's customer base stood at 95.80 lakh as of June 30, 2025, with 1.65 lakh new customers added during the quarter. The bank's distribution network comprises 788 branches, 713 ATMs, and 1095 Customer Service Centres across 24 states and 2 union territories. The bank has transferred the NPA / Technical Write off portfolio with an outstanding of ¥733.40 Crore to an Asset Reconstruction Company (ARC) for a consideration of 73.34 Crore.