Finkurve Financial Services' AUM Surges 69.40% YoY, Q4 Disbursements Reach INR 609.44 Cr

Finkurve Financial Services Ltd, a leading Tech-first Gold Loan NBFC, announced its audited financial performance for the fourth quarter and full year ended 31* March 2025. The company's Asset under Management (AUM) grew by 69.40% YoY to INR 439.52 cr, including off Book AUM of INR 11.14 cr. Disbursement stood at INR 609.44 cr during the quarter, and the borrower base stood at 0.70 lakh. The company's branch network increased by 21.66% YoY to 73 branches. Total income grew 73% YoY to INR 40.43 cr, and Netinterestincome increased 63% YoY to INR 17.46 cr. Profit After Tax for FY25 was INR 17.41 cr, resulting in a Return of Average Loan Assets of 5.04%. The company successfully transitioned its gold loan business model from a partnership-based approach to a direct lending model, enabling direct expansion of branch network and customer base.