Quarterly Result29 Oct 2025, 06:11 pm
Fino Payments Bank Records Profitable Quarter Amid Industry Headwinds, Highest Customer Acquisition in Two Years
AI Summary
Fino Payments Bank Limited announced its financial results for the quarter ended September 30th, 2025 (Q2 FY26 & H1 FY26). The Bank continued to navigate industry-wide headwinds while strengthening its focus on CASA accounts. The quarter saw a 7% YoY increase in total throughput to 21,14,574 crores, with digital throughput at 62,771 crores, up 32% YoY. The bank's CASA accounts reached ~1.6 crores, adding over 9.1 lakh accounts in the quarter. Despite a challenging business environment, the bank's margins improved by 5.75% on a YoY basis, with the EBITDA margin increasing by 2.8% YoY to 15.4%.
Key Highlights
- Total throughput increased 7% YoY to 21,14,574 crores, with digital throughput at 62,771 crores, up 32% YoY.
- Bank’s CASA accounts reached ~1.6 crores, adding over 9.1 lakh accounts in the quarter.
- Renewal income increased 36% YoY to 62 crores and for H1 FY26, it jumped by 37% to 118 crores.
- Daily UPI transactions grew by 33% YoY, ~1 Cr in Q2 FY26.
- Margins improved by 5.75% on a YoY basis, with the EBITDA margin increasing by 2.8% YoY to 15.4%.