Five-Star Business Finance Ltd Reports Q3FY26 Financial Performance with 1% Q-o-Q Growth in AUM and 3% Y-o-Y Growth in PAT
Five-Star Business Finance Ltd, a Non-Banking Finance Company, has announced its financial results for the quarter and nine months ended December 31, 2025. The company reported a 1% Q-o-Q growth in Assets Under Management (AUM) and a 3% Y-o-Y growth in Profit After Tax (PAT). The total income for the quarter was Rs. 822 Cr with a y-o-y growth of 12%. The company's PBT stood at Rs. 369 Cr with a y-o-y growth of 1%. The ROA and ROE for the quarter were 7.00% and 15.80% respectively. The company disbursed an amount of Rs. 976 Cr in Q3FY26 as against Rs. 941 Cr in Q3FY25. The AUM as of December 31, 2025, ended at Rs. 12,964 Cr, representing a growth of 16% on a y-o-y basis and 1% on a q-o-q basis. The overall collection efficiency and unique customer collection efficiency for the quarter stood at 96.6% and 95.1% respectively. The company opened 35 new branches during the quarter, increasing its branch presence to 835 branches across 11 states/UT.
Key Highlights
- Total income of Rs. 822 Cr with y-o-y growth of 12%
- PBT of Rs. 369 Cr with y-o-y growth of 1%
- PAT of Rs. 277 Cr with y-o-y growth of 1%
- ROA at 7.00% with q-o-q decrease of 49 bps and y-o-y decrease of 110 bps
- ROE at 15.80% with q-o-q decrease of 111 bps and y-o-y decrease of 269 bps
- AUM growth of 16% on y-o-y basis and 1% on q-o-q basis
- Disbursals of Rs. 976 Cr in Q3FY26 as against Rs. 941 Cr in Q3FY25
- 35 new branches opened during the quarter
- Overall Collection efficiency and Unique customer collection efficiency of 96.6% and 95.1% respectively