Monthly Update26 Nov 2025, 01:47 pm
Fusion Finance Highlights Bihar's Strategic Importance as the Country's Largest MFI Market
AI Summary
Fusion Finance Limited, a leading Non-banking Financial Company-Microfinance Institutions (NBFC-MFls) in India, emphasized Bihar's significance as the largest MFI market in the country. The state's importance is driven by expanding rural livelihood opportunities, rising financial awareness, and strong demand for small-ticket credit among low-income households and micro-entrepreneurs. As of 30 September 2025, Fusion Finance’s portfolio in Bihar stood at 1,314 crore, with a collection efficiency of 98.81% in Q2 FY26 and 98.54% in Q1 FY26. The company aims to deepen its presence in the state, especially in high potential regions, and is committed to sustainable growth, enhanced credit discipline, and digital capabilities.
Key Highlights
- Bihar is a high-potential microfinance market with expanding rural livelihood opportunities and rising financial awareness.
- Fusion Finance has a strong portfolio in Bihar, with 216 branches serving around 4.52 lakh active loan accounts as of 30 September 2025.
- The company has demonstrated strong repayment dynamics, with a collection efficiency of 98.81% in Q2 FY26 in Bihar.
- Fusion Finance is focused on scaling up digital solutions and improving operational efficiency to ensure better customer experience and building enhanced quality assets.
- Bihar will remain central to Fusion’s mission of enabling financial inclusion for underserved women and small businesses.