GIC Housing Finance H1 FY27 Profit After Tax Rises 18% to ₹67 Cr

GIC Housing Finance Ltd has reported its financial highlights for the half-year ended September 30, 2026. Profit After Tax (PAT) increased by 18% to ₹67 Crore from ₹57 Crore in the corresponding period last year. Total Income grew marginally by 1% to ₹545 Crore, while Total Expenses decreased by 8% to ₹456 Crore. The company saw a significant 117% increase in Profit Before Tax, reaching ₹89 Crore. Loan Portfolio Gross increased by 4% to ₹11,261 Crore, and Networth grew by 8% to ₹2150 Crore. Gross NPA portfolio saw a 5% increase to ₹514 Crore, with Gross NPA % rising slightly to 4.57%. Earnings Per Share (EPS) improved by 17% to ₹12.49. The Cost to Income Ratio improved significantly by 31% to 54.32%. The company also maintained strong credit ratings from ICRA and CRISIL across its various debt instruments.