HDB Financial Services Ltd Reports 22.1% Increase in Q3FY26 Net Interest Income

HDB Financial Services Ltd, a non-deposit taking non-banking finance company, has reported a 22.1% increase in net interest income for the quarter ended December 31, 2025. The company's asset under management (AUM) grew by 12.0% to ₹ 1,14,853 crore, and total gross loans stood at ₹ 1,14,577 crore, a growth of 12.2%. The pre-provisioning operating profit increased by 23.2% to ₹ 1,573 crore. The profit before tax was ₹ 860 crore, a 34.3% increase, and the profit after tax was ₹ 644 crore, a 36.3% increase. The gross stage 3 loans were at 2.81% as against 2.25% as at December 31, 2024. The provision coverage stood at 55.59% on stage 3 assets as against 60.02% as at December 31, 2024.