IDBI Bank Q2 FY 2026: Net Profit Surges by 98% YoY to Rs. 3,627 Crore
IDBI Bank Limited has reported its financial results for the quarter and half year ended September 30, 2025. The bank's net profit for Q2 FY 2026 surged by 98% YoY to Rs. 3,627 crore. The operating profit for the same period increased by 17% YoY to Rs. 23,523 crore. The total business stood at Rs. 5,33,730 crore, registering a YoY growth of 12%. The total deposits stood at Rs. 3,03,510 crore, marking a YoY growth of 9%. The net advances stood at Rs. 2,30,220 crore, indicating a YoY growth of 15%. The return on assets (ROA) improved to 3.55%, representing a YoY growth of 158 bps. The gross NPA ratio improved to 2.65% as on September 30, 2025, as compared to 3.68% as on September 30, 2024. The bank's tier-1 capital improved to 23.79% as on September 30, 2025, as against 19.89% as on September 30, 2024. The bank also won two awards at the 3rd ICC emerging Asia Banking Conclave & Awards 2025.
Key Highlights
- Net Profit surges to Rs. 3,627 crore, registering a growth of 98% YoY
- Operating Profit recorded at Rs. 23,523 crore, YoY growth of 17%
- Total Business stood at Rs. 5,33,730 crore, YoY growth of 12%
- Total Deposits stood at Rs. 3,03,510 crore, YoY growth of 9%
- Net Advances stood at Rs. 2,30,220 crore, YoY growth of 15%
- Return on Assets (ROA) improved to 3.55%, YoY growth by 158 bps
- CRAR at 25.39%, YoY growth by 341 bps
- Gross NPA down to 2.65%, YoY reduction by 103 bps
- Net NPA stood at 0.21%
- Provision Coverage Ratio (PCR) at 99.26%
- CASA ratio at 45.81%
- Tier-1 Capital improved to 23.79% as on September 30, 2025