IDFC First Bank Ltd Reports 20.0% YoY Growth in Loans & Advances and 17.2% YoY Increase in Customer Deposits as of March 31, 2026

IDFC First Bank Ltd has reported a 20.0% Year-over-Year (YoY) growth in Loans & Advances, reaching Rs. 2,90,362 crores as of March 31, 2026, up from Rs. 2,41,926 crores as of March 31, 2025. Customer Deposits also increased by 17.2% YoY, reaching Rs. 2,84,327 crores as of March 31, 2026, compared to Rs. 2,42,543 crores as of March 31, 2025. Despite headwinds such as year-end advance tax outflows, tight liquidity environment, and news flow about an incident during the quarter, the Bank managed to increase its customer deposits, opening as many new accounts as the prior months, indicating stability. The Bank's CASA Ratio stood at 49.8% as of March 31, 2026, and the average LCR for Q4-FY26 was stable at 114%. The asset quality of the MFI book has returned to normalcy, and the rest of the book's asset quality remains stable. Figures are provisional and subject to audit by the statutory auditors of the Bank.