IDFC First Bank Q2 FY26 PAT at Rs. 352 crore, PAT up 76% YoY

IDFC First Bank published its unaudited financial results for the quarter and half year ended September 30, 2025. The bank's Profit After Tax (PAT) stands at Rs. 352 crore, marking a 76% Year-over-Year (YoY) growth. Total Customer Business grew by 21.6% and 5.0% on a quarterly and half-yearly basis respectively. Loans and Advances increased by 19.7% YoY, while Gross NPA stands at 1.86% and Net NPA at 0.52%. Deposits grew by 23.4% YoY, with CASA Deposits increasing by 26.8% and CASA Ratio at 50.07%. The bank's Capital Adequacy ratio is at 14.34%. Key contributors to the growth include Mortgage Loans, Vehicle loans, Consumer loans, Business Banking, MSME loans and Wholesale loans. The bank also reported a 28% YoY growth in Private Wealth Management AUM, reaching Rs. 54,693 crore. Provisions reduced by 12.5% QoQ to Rs. 1,452 crore.