Quarterly Result31 Jan 2026, 04:04 pm
IDFC First Bank Q3 FY26 PAT at Rs. 503 crores, PAT up 48% YoY
AI Summary
IDFC First Bank has reported a 48% YoY increase in Profit After Tax (PAT) for the third quarter of the financial year 2025-26, reaching Rs. 503 crores. The bank's total customer business stands at Rs. 5,62,090 crores, with customer deposits at Rs. 2,82,662 crores and loans & advances at Rs. 2,79,428 crores. The bank's asset quality has improved with GNPA at 1.69% and Net NPA at 0.53% as of 31st December 2025. The bank expects a further drop in cost of funds due to recent revisions in savings rates.
Key Highlights
- IDFC First Bank's PAT for Q3 FY26 is up 48% YoY
- Total customer business stands at Rs. 5,62,090 crores
- Customer deposits at Rs. 2,82,662 crores and loans & advances at Rs. 2,79,428 crores
- Improved asset quality with GNPA at 1.69% and Net NPA at 0.53% as of 31st December 2025
- Expectation of further drop in cost of funds due to recent revisions in savings rates