IIFL Finance Q1FY27 PAT at ₹713 Cr, up 160% YoY; AUM crosses ₹1.15 lakh Cr

IIFL Finance reported a strong Q1FY27 performance with Profit After Tax (PAT) reaching ₹713.1 Cr, a significant 160% year-on-year growth. Consolidated Assets Under Management (AUM) crossed ₹1.15 lakh Cr, up 38% YoY. Total income grew 34% YoY to ₹2,202.4 Cr, and pre-provision operating profit rose 50% YoY to ₹1,252.4 Cr. The company highlighted improved asset quality with Gross NPA at 1.6% and Net NPA at 0.8%. Key growth drivers included a surge in Gold Loans AUM (up 114% YoY) and continued focus on secured lending. Moody's assigned a Ba3 rating, and the company raised US$500 mn via Social Bonds. The strategy focuses on resilient, capital-efficient growth with an AI-led operating model.