India Home Loan Restructures ₹17.55 Cr Debt with IDFC First Bank

India Home Loan Limited has executed a Restructuring Agreement with IDFC First Bank Limited on June 30, 2026, to restructure existing credit facilities. The agreement covers outstanding dues of ₹17,55,38,570, including principal and accrued interest. The restructured amount will be repaid over 84 months with an initial interest rate of 12% per annum, potentially reducing to 11% if the first 12 installments are paid on time. Penal interest accrued until restructuring has been waived. The restructuring aims to align debt servicing with projected cash flows and improve liquidity. The company will also comply with new covenants, including routing cash flows and providing personal guarantees.