Quarterly Result29 Apr 2026, 12:49 pm
IOB Q4 FY26 Net Profit ₹1,505.45 Cr; Gross NPA 1.42%
AI Summary
Indian Overseas Bank's Board of Directors approved the Audited Financial Results (Standalone & Consolidated) for the Quarter and Financial Year ended March 31, 2026, in a meeting held on April 29, 2026. For the quarter ended March 31, 2026, the bank reported a standalone Net Profit of ₹1,505.45 crore. Key financial metrics include a Gross Non-Performing Asset (NPA) ratio of 1.42% and a Net NPA ratio of 0.21%. The Basic and Diluted Earnings Per Share (EPS) for the quarter was ₹0.78. The Capital Adequacy Ratio (Basel III) stood at 19.7% for CET 1 Ratio and 16.9% for Additional Tier 1 Ratio. The Return on Assets was 1.32%. The filing also confirmed an unmodified audit opinion and a NIL statement of deviation in fund utilization.
Key Highlights
- Indian Overseas Bank reported a net profit of ₹1,505.45 crore for Q4 FY26.
- Gross Non-Performing Assets stood at 1.42% for the quarter.
- Net Non-Performing Assets were significantly low at 0.21%.
- Basic and Diluted EPS for the quarter was ₹0.78.
- Capital Adequacy Ratio (CET 1) was strong at 19.7%.