Quarterly Result29 Apr 2026, 12:52 pm
IOB Q4 FY26 Net Profit at ₹1,505.45 Cr
AI Summary
Indian Overseas Bank's Board of Directors approved the Audited Financial Results for the quarter and financial year ended March 31, 2026. For Q4 FY26, the bank reported a standalone net profit of ₹1,505.45 crore. Interest earned stood at ₹8,488.96 crore, contributing to a total income of ₹9,779.87 crore. The operating profit before provisions and contingencies was ₹2,665.05 crore. The bank's asset quality improved, with Gross NPA at 1.42% and Net NPA at 0.21%. The CET 1 Ratio was strong at 19.7%, and the annualised Return on Assets was 1.32%. Basic and Diluted EPS for the quarter was ₹0.78.
Key Highlights
- Net Profit for Q4 FY26 was ₹1,505.45 crore.
- Gross NPA improved to 1.42% and Net NPA to 0.21%.
- CET 1 Ratio stood strong at 19.7% for the quarter.
- Interest earned reached ₹8,488.96 crore in Q4 FY26.
- Annualised Return on Assets was 1.32% for the period.